A payment plan.
When I showed her the credit card bills that I had not paid in a while she told me that she could easily call these places and have the interest lowered way down or even eliminated. She also said that they could offer a consolidation loan where I would pay only one payment on all of these credit card bills. I told her that I was willing to achieve credit repair in any way I possibly can. I told her the consolidation would be better for me in my case. She told me that she would add all of these in the computer and give me an estimated payment plan.